Tax tip...group donations into one year

If you donate to charity, remember to group your donations into one tax year. So instead of giving say, $100 each year to charity, give $200 every other year.

Bundling your charitable donations into one year maximizes the tax impact, and is especially useful if you itemize your taxes. If it is a donation year for Hubby and I, we give in January and December. That way it still feels like we are giving once a year.

For a primer on donation rules, read tips from Charity Navigator, a non-profit that evaluates charities.